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Driving without insurance

It is an offence to drive a motor vehicle on a road or other public place where the driver does not have third party insurance.

It is also an offence for a person to cause or permit any person to use a vehicle without insurance.

The offence can attract a fine of up to £5,000 and between 6-8 penalty points on your licence. A court may also consider imposing a disqualification from driving.

If you receive a Fixed Penalty Notice (a fine of £300 and 6 penalty points as an alternate to formal prosecution) or if you receive a Summons for this offence, please call GT Stewart on 020 8299 6000 for our expert advice. We can help you.

The offence is known as a ‘strict liability offence’. This means that the prosecution do not have to show an intention – it only has to establish that you drove a vehicle on a public road without a valid insurance police in place. It is a defence if you can prove that you held a valid policy of insurance in place at the time.

Call GT Stewart on 020 8299 6000 and speak to a member of our specialist motoring law team or use our online enquiry form.

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GT Stewart has established itself as a leading firm in the UK for criminal law, family & childcare, housing, mental health law, specialising in both private cases and also Legal Aid work.

We pride ourselves on regular referrals from other firms and agencies

We are known for our tenacity when representing those engaged in challenging the State or defending themselves against a prosecution.