It is an offence to drive a motor vehicle on a road or other public place where the driver does not have third party insurance.
Driving Without Insurance
It is also an offence for a person to cause or permit any person to use a vehicle without insurance.
Expert Motoring Offences Solicitors
At GT Stewart Solicitors & Advocates, we understand that being charged with a motoring offence can be stressful, disruptive, and carry serious consequences. From speeding and driving without insurance to more serious allegations such as dangerous driving or driving under the influence, our specialist motoring offences team provides expert advice and representation at every stage of the process.
We guide our clients through police investigations, court proceedings, and potential licence or penalty issues, ensuring that all legal options are carefully considered. Our approach combines practical solutions with a strategic focus on protecting your driving record, liberty, and future.
Whether you are facing a single motoring charge or complex, multiple allegations, our solicitors act quickly to provide clear advice, robust representation, and support tailored to your circumstances.
Experienced Motoring Offences Lawyers
Our specialist motoring offences team has extensive experience representing clients facing a wide range of road traffic matters, from speeding, careless or dangerous driving, to more serious allegations such as driving under the influence or driving without insurance. We provide clear advice and representation at every stage, including police investigations, court proceedings, and licence-related matters.
We can help dramatically improve your chances of being found not guilty or avoiding disqualification. Email GT Stewart at roadtraffic@gtstewart.co.uk to speak with a member of our specialist motoring law team, or use our online enquiry form. We will respond at a time and date convenient to you, ensuring that you receive prompt, personalised advice tailored to your case.
Driving Without Insurance
The offence can attract a fine of up to £5,000 and between 6-8 penalty points on your licence. A court may also consider imposing a disqualification from driving.
If you receive a Fixed Penalty Notice (a fine of £300 and 6 penalty points as an alternate to formal prosecution) or if you receive a Summons for this offence, please contact GT Stewart at roadtraffic@gtstewart.co.uk for our expert advice. We can help you.
The offence is known as a ‘strict liability offence’. This means that the prosecution do not have to show an intention – it only has to establish that you drove a vehicle on a public road without a valid insurance policy in place. It is a defence if you can prove that you held a valid policy of insurance in place at the time.
Our Services
At GT Stewart Solicitors, our specialist motoring offences team provides clear, practical advice across the full range of road traffic matters. Whether you are facing a speeding allegation, a drink or drug driving charge, or a more serious offence such as dangerous driving, early legal advice can make a significant difference to the outcome of your case.
We understand that for many clients, their driving licence is essential for work, family responsibilities, and day-to-day life. Allegations can carry penalty points, fines, disqualification, or even imprisonment. Our experienced lawyers will assess the evidence, advise you on your options, and build a strong defence where appropriate.
Below you will find guidance on the most common motoring offences we deal with, together with practical information about the legal process and how we can help protect your licence and your livelihood.
Click below to read detailed advice on each motoring offence.
Parking Fines and Offences
Why Choose GT Stewart?
“We will do all the law permits to keep you on the road”
GT Stewart have a proven track record of success with defending driving offences and know exactly how to prepare an effective defence in order to give you the best chance of winning your case.
Speak to one of our Motoring Offences Solicitors
Our Tenacity Results in Success
We represented a client, D, who was unanimously acquitted by a jury at Woolwich Crown Court of multiple allegations of rape and assault by penetration following a five-day trial.
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We represented a client who was charged with kidnapping, sexual assault and committing an offence with intent to commit a sexual offence Following a five-day trial at Canterbury Crown Court, he was unanimously acquitted of all charges.
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We represented a defendant who was charged with breaking a police officer’s nose in a deliberate assault occasioning actual bodily harm.
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Client Testimonials
"I would highly recommend GT Stewart firm of solicitors especially Azrina Bhunnoo. She represented me in the mental health tribunal which resulted in my section 3 detention being lifted and was allowed to return home. Azrina was professional and incredibly dedicated throughout my case. She made sure my wishes and rights were properly represented."
"I had Kevin Williams from GT Stewart not only represent me during a legal matter, but genuinely support me throughout what was an incredibly difficult two years.From the very beginning, I felt like I was in safe hands with Kevin. He was there every step of the way, and his support and reassurance genuinely helped keep me going during some very difficult periods. I always felt that Kevin was on my side and that he genuinely cared about helping me through the situation, rather than simply treating me as another case.I truly believe that thanks to Kevin, a lot of the stress surrounding the matter was reduced because of the way he handled everything. From arranging dates and times for court appearances, organising my bail, keeping me informed and making sure I understood what was happening, Kevin was consistently professional, approachable and supportive.What stood out most to me was not just Kevin's legal knowledge, but the way he treated me as a person. He was someone I could rely on when things became difficult, and having that support made a huge difference over the two years.I cannot thank Kevin enough for everything he has done for me. His professionalism, dedication, communication and genuine support were exceptional, and I would have absolutely no hesitation in recommending him to anyone who finds themselves needing legal representation.An outstanding solicitor and, more importantly, someone who genuinely makes you feel that you are not facing things alone.Thank you, Kevin, for everything."
"I would highly recommend GT Stewart Solicitors & Advocates. From the very beginning, I felt that my case was handled with professionalism, care and a high level of expertise.Ruta and the wider team were extremely responsive, knowledgeable and reassuring throughout what was a very stressful and complicated legal matter. They kept me informed, explained the position clearly and worked hard to achieve the best possible outcome.What stood out most was their dedication and attention to detail. I always felt that my case was being taken seriously and that I had a team genuinely working in my best interests.I am extremely grateful for the support and representation I received and very pleased with the outcome. I would have no hesitation in recommending GT Stewart to anyone looking for experienced, professional and dedicated solicitors.Thank you to Ruta and the entire team for all your hard work and support."
"GT Stewart are personable, supportive and straightforward and were reassuring throughout"
"I would highly recommend GT Stewart Solicitors & Advocates. From the very beginning, I felt that my case was handled with professionalism, care and a high level of expertise.Ruta and the wider team were extremely responsive, knowledgeable and reassuring throughout what was a very stressful and complicated legal matter. They kept me informed, explained the position clearly and worked hard to achieve the best possible outcome."