Driving without insurance
It is an offence to drive a motor vehicle on a road or other public place where the driver does not have third party insurance.
It is also an offence for a person to cause or permit any person to use a vehicle without insurance.
The offence can attract a fine of up to £5,000 and between 6-8 penalty points on your licence. A court may also consider imposing a disqualification from driving.
If you receive a Fixed Penalty Notice (a fine of £300 and 6 penalty points as an alternate to formal prosecution) or if you receive a Summons for this offence, please call GT Stewart on 020 8299 6000 for our expert advice. We can help you.
The offence is known as a ‘strict liability offence’. This means that the prosecution do not have to show an intention – it only has to establish that you drove a vehicle on a public road without a valid insurance police in place. It is a defence if you can prove that you held a valid policy of insurance in place at the time.
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